Get your dream home loans faster with Melissa
Skip the wait for business hours. Get instantly pre-qualified, compare rates, or ask questions right now with my intelligent assistant, Morgan.
Our Philosophy
"My name is Melissa Willoby, Licensed Mortgage Loan Originator, and I am here for you! Let's build your success story together!"
Find the right
Mortgage fit.
Every homebuyer's journey is unique. Whether you're buying your first home, upgrading, or refinancing, we have a customizable loan program tailored just for you.
Conventional Options
Standard loans with flexible terms and competitive rates for qualified borrowers. Perfect for those with strong credit histories.
FHA Loans
Ideal for first-time buyers with lower down payment options and flexible credit requirements. Backed by the Federal Housing Administration.
VA Loans
Exclusive benefits for our veterans and active military, featuring $0 down payment options and highly competitive rates.
Jumbo Financing
Tailored luxury financing solutions for properties exceeding standard conforming loan limits in your area.
A Message From Melissa
Watch the video below to learn more about our simple, personalized mortgage process.
What Our Clients Say
"Thank you for the great work you did for us!"
Rabi M.
Homebuyer
"Helpful, informative, quick response, pleasant loan experience."
Betsy S.
Refinance Client
"I greatly recommend first option mortgage company."
Abiodun A.
Homebuyer
"All was in order and closing was a great success."
Sam S.
Homebuyer
Let's Connect
Have questions about your mortgage options? Ready to get started? Reach out today for a no-obligation consultation.
Phone
(703) 945-4895
mwilloby@myfirstoption.com
Office
First Option Mortgage
Contact for branch details